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    Antiques and Collections: Insuring Them at Home

    3 October 20264 min read

    Quick answer

    Antiques and collections such as silver, rare books, coins, stamps and memorabilia are usually insured within high-value home contents, with valuable pieces specified individually. Insurers commonly ask for valuations and photographs, and may treat sets and pairs specially, because losing one item can reduce the value of the rest.

    General information only. High Value Home Quote is an FCA-registered insurance introducer (lead generation), not a broker or insurer. We do not give advice or prices. An FCA-regulated specialist broker can advise on your own circumstances.

    Commonly Insured Collections

    • Antique furniture and clocks
    • Silver and objets d'art
    • Rare books and manuscripts
    • Coins, stamps and medals
    • Sporting and entertainment memorabilia

    Good Record Keeping

    Keep an inventory, photographs, provenance and valuations, and review sums insured periodically. See also fine art at home.

    Frequently asked questions

    What is a pairs and sets clause?

    Some policies consider the loss in value of a set when one piece is lost or damaged. Wording varies by insurer.

    Should I photograph my collection?

    Photographs, descriptions and valuations help insurers understand what you own and support any claim.

    Can you recommend an insurer for collections?

    We do not recommend insurers. We introduce you to FCA-regulated brokers who can.

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