Valuables Away From Home: Travel and Worldwide Cover
Quick answer
Cover for valuables away from home is usually provided by an all-risks or personal possessions section of a home insurance policy. Specialist policies often extend it worldwide. Owners commonly check limits, exclusions for unattended items, and conditions about hotel safes and luggage.
General information only. High Value Home Quote is an FCA-registered insurance introducer (lead generation), not a broker or insurer. We do not give advice, valuations or prices. An FCA-regulated specialist broker can advise on your own circumstances.
Points Owners Commonly Check
- Is away-from-home cover included and worldwide?
- Limits per item and in total
- Exclusions for unattended items and checked luggage
- Conditions about hotel safes
Next Step
We introduce homeowners to FCA-regulated specialist brokers who regularly arrange cover for valuables. The introduction is free and there is no obligation. Related reading: jewellery insurance, luxury watches, or see all valuables insurance guides.
Frequently asked questions
Does travel insurance cover my jewellery?
Travel policies often have low limits for valuables. Many owners rely on their home policy's away-from-home cover instead.
What does 'unattended' mean?
Policies often exclude items left unattended, for example in a car. Definitions vary.
Are items in checked luggage covered?
Many policies exclude valuables in checked luggage. Check your wording.
Related guides
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