Best High Value
Home Insurance
Exceptional Cover and Superior Personal Service.
Insurance solutions you can trust.
Get A Quote
Get A Quote
Reliable Protection
We understand that one size doesn't fit all. Our customised insurance solutions ensure that you get the coverage that best suits your needs — nothing more, nothing less.
Exceptional Support
Insurance is about trust, and we're here when it matters most. Our dedicated team is ready to assist you with expert advice and fast claims processing.
Future-ready Solutions
We embrace the latest technology to provide cutting-edge insurance solutions that keep you protected today and prepared for tomorrow.
Best High Value Home Insurance: what you need to know
Judging high value home insurance on premium alone is how people end up underinsured. The differences that matter appear at claim time: whether the rebuild sum is realistic, whether your watch is covered away from home, whether the policy averages down a payout because contents were understated.
A specialist broker's job is to line those terms up side by side rather than the headline prices. We introduce you to FCA-regulated brokers who can do that comparison for you, free of charge and with no obligation.
For a fuller explanation of how this cover works, read our complete guide to high value home insurance.
We are experts in high-value home insurance
High Value Home Quote is an introduction service that connects homeowners of luxury and high-value properties with FCA-regulated insurance brokers who specialise in bespoke home insurance. We are not a broker ourselves — instead, we partner with carefully selected specialists who understand the unique requirements of insuring high-value homes.
Our specialist broker partners protect homes valued from £1 million to £50 million+ with no upper limit and warranty-free options. Whether you own a listed building, a country estate, a London townhouse, or multiple properties, our service connects you with the right expert — completely free and with no obligation.
Understanding your cover
What is high-value home insurance?
High-value home insurance is a specialist form of property cover designed for homes with a rebuild value or market value exceeding £1 million, or those containing contents worth more than £150,000. Unlike standard home insurance, these policies are underwritten by specialist insurers who understand the complexities of luxury properties.
These policies typically offer higher limits, broader cover, and more personalised service than off-the-shelf insurance — including agreed-value settlements, specialist claims handling, and access to approved restoration craftsmen for period and listed properties.
Insurance Services
What cover can specialist brokers arrange?
Our FCA-regulated broker partners can tailor policies to include a wide range of specialist cover options.
High/Unlimited Buildings & Contents
Cover matched to the true rebuild and replacement cost of your property and possessions.
Worldwide All-Risks Protection
Valuables covered anywhere in the world, not just within the home.
Jewellery, Watches & Fine Art
Specialist cover for collections of high-value items with agreed valuations.
Accidental Loss & Damage
Comprehensive accidental damage cover both inside and outside the home.
Multiple Properties
Cover for second homes, holiday lets, and investment properties under one policy.
Children at University
Extend contents cover to protect your children's belongings at university.
Cyber & Identity Theft
Protection against online fraud, identity theft, and cyber extortion.
Flexible Payment Options
Monthly or annual payment options to suit your preferences.
Is it right for you?
Who is it suitable for?
Your property is valued at £1 million or above
Your home contents are worth more than £150,000
You own a listed or heritage property
You have collections of jewellery, fine art, or antiques
You own multiple properties or a country estate
Your home has specialist features (swimming pool, stabling, outbuildings)
You require worldwide cover for valuables
You need cover for domestic staff or home employees
Simple Process
How it works
Getting matched with a specialist broker is simple and takes just minutes.
Step 1
Submit Your Request
Complete the short form with your property details and insurance requirements.
Step 2
We Review
Our team reviews your details to understand your specific needs and circumstances.
Step 3
Matched with a Broker
We connect you with an FCA-regulated specialist broker best suited to your requirements.
Step 4
Broker Contacts You
Your matched broker gets in touch to discuss and arrange your bespoke cover.
Why choose us
Why use High Value Home Quote?
Access to Specialists
We only work with FCA-regulated brokers who specialise in high-value home insurance.
No Generic Comparisons
Forget comparison sites. Specialist brokers understand luxury homes and provide quotes tailored to you.
Tailored Solutions
Every policy is designed around your property, possessions, and lifestyle.
Saves You Time
Instead of searching for the right broker, we do the work for you — instantly.
Free & No Obligation
Our introduction service is completely free. You're under no obligation to proceed.
Frequently Asked Questions
Get started
Ready to protect your home?
Get connected with a specialist high-value home insurance broker today. It's free, fast, and there's no obligation.
Prefer to ask a quick question?
Chat with our AI assistant about how we work, cover types, or to start your quote — instantly.